... have a great weekend
The nonsensical musings of a humble scribbler who considers himself an unreconstructed Capitalist with libertarian leanings, and a wholly unrepentant stogie smoking Curmudgeon.
... have a great weekend
In the payday lending laws passed recently here in Ohio, our legislators sought to protect us from the predatory lending practices of so called "Pay Day Lenders" who charge a fixed fee for a short term loan. This law was passed so that these potential bad guys could not rip us off, allowing us instead to go to banks. On May 23rd we signed into law House Resolution 627, the "Credit Cardholder's Bill of Rights". (By the way, spellcheck just told me that Cardholder isn't a word. Of course it also told me that spellcheck isn't a word.) This newly signed law was designed to protect us from predatory banks who charge too high an interest rate or change the rules on credit limits arbitrarily. You know, now that I think about it a little more, government has been protecting us from a lot lately:
Protecting us is something that government has been doing for a while, though sometimes with less than favorable results:
Now I know that government was designed to do some limited form of protecting. It was designed to protect its citizens from all threats, foreign and domestic. It should likewise protect me from criminal behavior as defined by the rule of law. It should even protect me from other people trying to infinge on my freedoms. I am beginning to think however, that government has become just a little too fond in recent years of protecting me from things whether I need it or not, and whether I want it or not. So my question for all of you out there (and I think that I already know the answer) are two:
I was thinking about trying to put together something appropriate for a Memorial Day posting for the occasion. Then I remembered a compilation piece that I did from last year on the 4th of July. While the entire posting is not necessarily appropriate to the day, the information that I dug up from various sites on the Tomb of the Unknowns is especially so. I would like to share it with you again here.
Many will be posting today about fireworks and picnics, family gatherings and parades, and these are all wonderful subjects in which I too hope to participate over the holiday. I am going to choose instead on a day that I don't normally post, to pass on a bit of obscure information on a little more somber subject, the monument to those who have made the ultimate sacrifice to provide the very independence that we celebrate on this day. 
I have once again written a piece for the Toledo Free Press for the Memorial Day weekend edition, this week entitled "Handling charges do apply". It touches on the increasing role of government in delivering goods and services to us, and to the charges that we incur as a consequence. It might get you thinking a little bit.
As you would expect however, there are a number of efforts far better than mine, including Tom Pound's piece on the growing number of candidates stepping up to run for office in Toledo, Michael Miller talks about the results of the "Song of Toledo" contest, and Maggie Thurber does a great piece on the history of Memorial Day.
There is a lot of great stuff in this weekend's edition, and you've got a three day weekend to enjoy it, so please take the time to do so.
Yes here we are once again, adding yet more words to the lexicon of local terms more commonly known here in Toledo as the Stuck on Stupid Dictionary. Now for those of you who have somehow managed to miss previous postings in this area (shame on you, now go back and read all of the postings under the title of dictionary), the SOS dictionary is a reference guide to terms which nominally mean something to the rest of the English speaking world, but appear to mean something entirely different to us in Toledo and Northwest Ohio.
Administrative Staff Reduction:
1. A rather exotic form of "three card monty" in which our mayor claims to be reducing the size of his staff, not by actually sending city adminstrative staff members home without further pay or employment; but instead by shuffling them to positions covered under parts of the city budget not directly relating to the General Fund, and therefore allowing him to claim a budget savings. (see Three Card Monty)
Three Card Monty:
1. A card game played on street corners where the bettor (sap) attempts to find a single previously identified card out of three, as card sharp masterfully manipulates the placement of this trio of paper placards. (The bettor rarely wins except when the card sharp allows them to in order to set them up for larger losses.)
2. A personnel game played by city governments where the taxpayer attempts to understand which fund their fees and taxes are going to and being taken from to pay city staff, as a master manipulator (or massive blowhard) shuffles both the cash and the people from one place to another. (The taxpayer never wins, because no matter where the cash or the people go, the taxpayer never pays less or gets anything in return.)
The latest edition of the Toledo Free Press has once again hit the presses, and once more a contribution of mine is a part of it. As I have talked about before, this one was a bit of a stretch as a writer for me, and I have to admit to being rather happy with my effort this week.
I also have to admit however, that I was more fascinated with Jim Harpen's column on the political party growing in Toledo as a result of the Tea Party movement than I was with my own effort. Maggie Thurber likewise puts forward a more interesting effort than mine discussing the current penchant of government to ignore the concept of a contract (and perhaps by extension, property).
In addition the publisher of the Free Press, Tom Pounds, discusses the potential repercussions of a bailout of the newspaper industry, a piece that I read with great interest since the subject is near and dear to my heart
And what would a Mother's Day edition without something about Mom. Heather Miller has done a truly admirable job this year that is well worth the read. As for Editor in Chief Michael Miller's contribution, I will simply smile and let it speak for itself, as my poor words would be little more than wasted effort.
In other words, there is once again a ton of stuff in this weekend's TFP more worthy than my poor efforts. The weather this weekend in Toledo looks to be marginal at best, so I recommend curling up with the Free Press for a couple of hours. It will be well worth the time.
While this has been an infrequent feature of this blog (because I put up four "Quotes of the Week") and I haven't put a daily quote up in some time, but I came across this one while looking for something else (as we seem to do much of the time in life) and I felt that these words by one of our Founding Fathers were incredibly appropriate for the times we are in.
In framing a government which is to be administered by men over men, the great difficulty lies in this: you must first enable the government to control the governed; and in the next place oblige it to control itself.
- James Madison
State Level in Ohio
Federal Level
The point of this is that lately, our lawmakers at every level do not seem to be happy unless that are creating new rules and regulations to regulate our behavior. From the use of cell phones in cars to the similar use of seat belts, we are barraged with a non-stop and never ending stream of legislation and regulation designed to replace common sense and good judgment.
I have to wonder however, how many of the laws being passed today will be looked at with the same amusement, incredulity, and embarrassment in days to come. Perhaps this is something our all too busy legislators, in their haste to attach their name to the next bit of political nonsense should remember; lest we remember it the next time that they run for election.
Once again, the publisher and editor in chief of the Toledo Free Press have gambled with their reputations (and perhaps their fortunes) by printing the political rantings of a stogie-smoking Curmudgeon. This weekend, I decided that some of the nonsense over stimulus package money being perpetrated by Lucas County Commisioner and mayoral candidate Ben Konop needed a bit of light shined on it.
As usual though, there is much more to this weeks TFP than my bit of insanity.
It looks like a sunny weekend here in NW Ohio, so pull out that lounge chair, grab a cool drink (smoke 'em if you got 'em) and enjoy some great reading.